In Texas, health, dental and vision premiums are increasing for Plan Year 2027. Retiree rates changed Sept. 1, with more changes Jan. 1, 2027.
Texas will continue paying 100% of health premiums for eligible retirees, so many will not feel higher health plan costs in Plan Year 2027.
Higher 2027 costs can affect retirees lacking full state support, part-time retirees, households covering dependents, survivors, and others without a state premium contribution.
Texas said higher care use and rising medical, drug, and vision costs drove changes. Dental and vision increases are meant to support access and coverage.
Vision premiums also rise to support continued coverage, and Texas said updated premium details for retirees with federal coverage will be posted in Early-Q4.
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Texas Premiums Rise in Plan Year 2027 | #Amaliatuagentedesegurosentexas
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Texas Department of Insurance must work to reduce home insurance costs, Gov. Abbott says
Texas aims to make homeowners insurance more affordable by promoting market competition and banning excessive or unfair rate setting. The state faces the fourth-highest home insurance premiums nationally, with average costs nearly doubling since 2016. New policies include prohibiting denial of coverage based on property age, banning price optimization, creating a fraud task force, and considering roof fortification in rates. Legislative recommendations are due by mid-September.
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